Saturday, December 28, 2019

The 5 Smallest States in the U.S.

The United States is made up of 50 individual states that vary greatly in size. When talking about land area, Rhode Island ranks as the smallest. Yet, when we discuss population, Wyoming—the 10th largest state by area—comes in with the smallest population. The 5 Smallest States by Land Area If youre familiar with U.S. geography, you might be able to guess which are the smallest states in the country. Notice that four of the five smallest states are along the eastern coast where the states seem to be crammed into a very small area.   1) Rhode Island—1,034 square miles (2,678 square kilometers) Rhode Island is only 48 miles in length and 37 miles wide  (77  x 59 kilometers).Rhode Island has over 384 miles (618 kilometers) of coastline.The highest point is Jerimoth Hill in Foster at 812 feet (247.5 meters). 2) Delaware—1,949  square miles (5,047  square kilometers) Delaware is 96 miles (154 kilometers) in length. At its thinnest point, it is only 9 miles (14 kilometers) wide.Delaware has 117 miles of coastline.The highest point is Ebright Azimuth at 447.85 feet (136.5 meters). 3) Connecticut—4,842 square miles (12,542 square kilometers) Connecticut is only 110 miles long and 70 miles wide  (177  x 112 kilometers).Connecticut has 618 miles (994.5  kilometers)  of shoreline.The highest point is the southern slope of  Mt. Frissell at 2,380 feet (725 meters). 4) Hawaii—6,423  square miles (16,635 square kilometers) Hawaii is a chain of 132 islands, eight of which are considered principal islands. These include Hawaii (4028 square  miles), Maui (727 square  miles), Oahu (597 square  miles), Kauai (562 square miles), Molokai (260 square  miles), Lanai (140 square miles), Niihau (69 square  miles), and Kahoolawe (45 square  miles).Hawaii has 750 miles of coastline.The highest point is Mauna Kea at  13,796 feet (4,205 meters). 5) New Jersey—7,354 square miles (19,047 square kilometers) New Jersey  is only 170  miles long and 70 miles wide (273 x 112 kilometers).New Jersey has 1,792 miles (2884  kilometers)  of shoreline.The highest point is High Point at 1,803 feet (549.5 meters). The 5 Smallest States by Population When we turn to look at the population, we get an entirely different perspective of  the country. With the exception of Vermont, the states with the lowest population are among the largest by land area and theyre all in the western half of the country. A low population with a large amount of land means a very low population density (or people per square mile). 1) Wyoming—579,315 people Ranks as the 10th largest in land area -  97,093 square miles (251,470 square kilometers)Population density: 5.8 people per square mile 2) Vermont—623,657  people Ranks as the  45th  largest in land area -  9,217  square miles (23,872 square kilometers)Population density: 67.9 people per square mile 3) North Dakota—755,393   Ranks as the  19th  largest in land area—69,000  square miles (178,709 square kilometers)Population density: 9.7 people per square mile 4) Alaska—739,795   Ranks as the largest state in  land area—570,641  square miles (1,477,953 square kilometers)Population density: 1.2  people per square mile 5) South Dakota—869,666 Ranks as the  17th  largest in  land area—75,811 square miles (196,349 square kilometersPopulation density: 10.7  people per square mile (Population counts according to the July 2017 census estimates.) Source US Census Bureau. â€Å"Census.gov.†Ã‚  Census Bureau QuickFacts,

Friday, December 20, 2019

The No Child Left Behind Act Of 2001 ( Nclb ) - 1007 Words

Perhaps the most controversial law enacted by President George W. Bush is the No Child Left behind Act of 2001 (NCLB). This is a landmark educational reform designed to improve student achievement and drastically change the culture of American’s schools. In fact, President Bush describes the law as the â€Å"cornerstone of his administration.† Because children are our future, President Bush wanted to ensure our neediest children were not left behind. This paper will discuss pros, cons, and impact on students, teachers, and parents of NCLB. www.ed.gov In this passage of No Child Left Behind, Congress reauthorized the Elementary and Secondary Education Act (ESEA), the principal federal law affecting education from kindergarten through high school. In amending ESEA, the new law represents a sweeping overhaul of federal efforts to support elementary and secondary education in the United States. This new law focuses on policy and distribution of funds to public schools. Most federal funds under NCLB are distributed to school districts whose populations that are representative of lower economic levels and culturally diverse populations, which consists of African Americans, Native Americans, Asians, and Latinos. Proponents of the No Child Left Behind Act claim that its mission is to diminishing the achievement gap by holding school districts and states accountable, encouraging the use of more flexible educational approaches, and supporting parent’s rights to school choiceShow MoreRelatedThe No Child Left Behind Act Of 2001 ( Nclb )1227 Words   |  5 PagesThe No Child Left Behind Act of 2001 (NCLB) is a United States Act of Congress that is a reauthorization of the Elementary and Secondary Education Act, which included Title I, the government s flagship aid program for disadvantaged students. No Child Left behind was enacted with the intent to become a government aid program for disadvantaged students, and eventually raise the general education standards for the United States. This act was created with the idea to â€Å"close the achievement gap withRead MoreThe No Child Left Behind ( Nclb ) Act Of 2001 Essay1773 Words   |  8 PagesThis trend reached its climax with the implementation of the No Child Left Behind (NCLB) Act of 2001. Over a decade has passed since the full implementation of this landmark legislation and many involved in education and pondering the true success of the program. Has the NCLB agenda improved the quality of learning in America or created a culture of failure that is hindering the efforts of educators? The primary goal of NCLB was to create a unified set of standards that would provide an equalRead MoreEffectiveness Of The No Child Left Behind Act Of 2001 ( Nclb )1613 Words   |  7 PagesThis study will focus on the effectiveness of the No Child Left Behind Act of 2001 (NCLB). The NCLB Act of 2001 was a reauthorization of the Elementary and Secondary Education Act of 1965 (ESEA) (www.newamerica.org). The Elementary and Secondary Education Act of 1965 was a Great Society program that allocated federal funds for education and looked to hold schools accountable (www2.ed.gov). The NCLB Act of 2001 was passed through Congress in 2001 with bipartisan support and greatly increased the FederalRead MoreNo Child Left Behind Act Of 2001 ( Nclb ) And It Mandates882 Words   |  4 PagesIntroduction What is No Child Left behind? This author discusses the No Child Left Behind Act of 2001(NCLB) and it mandates that every student in K-12 public schools will reach basic proficiency in math and reading by 2014. The goals of the accountability component of NCLB place emphasis on closing the achievement gap for all public school students, regardless of their socioeconomic status, ethnicity, or disabilities. The Federal Government mandates annual testing of all students in grades threeRead MoreHas the No Child Left Behind Act of 2001 Been Successful?959 Words   |  4 PagesIn every school in the United States has students that fall behind in classes or don’t get proper education for them to be taught effectively. The No Child Left Behind Act of 2001 was created to push students of all grade levels to keep up in their classes, homework and grades so they could become an idol citizen to society. Even though this act is supposed to keep students on the same page as others, research shows that isn’t th e case; that students Adequate Yearly Progress (AYP) test scores areRead MoreHigh School and Act1525 Words   |  7 PagesNo Child Left Behind Act of 2001 The No Child Left Behind Act is designed to raise the achievement levels of subgroups of students such as African Americans, Latinos, low-income students, and special education students to a state-determined level of proficiency. However, since its introduction in 2001, it has received a lot of criticism. Some argue the ulterior motives of the Act while others commend its innovation and timing. With the Bush administration coming to an end, it is difficultRead MoreThe No Child Left Behind Act1670 Words   |  7 PagesStudent Succeeds Act Suzanne Hatton, BSW, LSW University of Kentucky-SW 630 Abstract This literature review seeks to explore the Every Student Succeeds Act (2015), a bipartisan reauthorization and revision to the No Child Left Behind Act (2002). The Every Student Succeeds Act (ESSA) is the first law passed in fourteen years to address Reneeded changes to the No Child Left Behind Act (NCLB). Considered progressive and innovative at the time of its passage, NCLB was the most dramaticRead MoreEssay on The No Child Left Behind Act1440 Words   |  6 PagesInitiated in 2002, the No Child Left Behind Act (NCLB) of 2001 intended to prevent the academic failures of educational institutions and individual students, as well as bridge achievement gaps between students. This act supports the basic standards of education reform across America; desiring to improve the learning outcomes of America’s youth. No Child Left Behind has left many to criticize the outcomes of the Act itself. Questions have risen concerning the effectiveness of NCLB, as well as the implicationsR ead MoreEducation Is A Central Need Of All People Around Over The World1543 Words   |  7 Pageswe will find some development projects. However, some of these succeed while others failed in achieving their goals. â€Å"The federal government instituted a number of other reforms, including a reauthorization of the Elementary and Secondary Education Act of 1965 (ESEA), to little or no avail† (Ginsburg Jill, 2013). Furthermore, policymakers do not take a rest from struggles to develop the education system. They continue to argument and make main education reforms such as new academic standards, newRead MoreEducation Is A Central Need Of All People Around Over The World1543 Words   |  7 Pageswe will find some development projects. However, some of these succeed while others failed in achieving their goals. â€Å"The federal government instituted a number of other reforms, including a reauthorization of the Elementary and Secondary Education Act of 1965 (ESEA), to little o r no avail† (Ginsburg Jill, 2013). Furthermore, policymakers do not take a rest from struggles to develop the education system. They continue to argument and make main education reforms such as new academic standards, new

Thursday, December 12, 2019

Jeff Bezos Essay Example For Students

Jeff Bezos Essay Jeff Bezos, the founder of Amazon.com, was born in Albuquerque, New Mexico in 1964. His mother, Jackie, was in her teens when he was born and she was only married to his biological father for about a year. She married Mike Bezos when Jeff was four. Mike was a Cuban who escaped to the United States when he was fifteen. He put himself through college in New Mexico and eventually became an engineer at Exxon. Jeff attended Miami Palmetto high school and was valedictorian of his class. He went to Princeton and planned to study physics. He believed, however, that other physics students were much smarter than him. Therefore, he studied electrical engineering and computer science. He graduated summa cum laude in 1986 with a GPA of 4.3 on a 4.0 scale. After he graduated from Princeton, Jeff joined a high-tech startup in New York called FITEL, which was building a network to facilitate international trade. After two years at FITEL, he joined Bankers Trust Company. At Bankers Trust, he setup computer systems that managed $250 billion in assets and eventually became the companys youngest vice president. In 1990, he joined D.E. Shaw and Company. He helped the company build the most technically advanced hedge funds on Wall Street. He eventually went from being a computer expert to a money manager, and became the companys youngest vice president. In 1994, Jeff read a statistic that said the Internet was growing at a rate of 2300% per year. He decided to leave D.E. Shaw and Company to form Amazon.com, which he named after the seemingly endless South American River. He and his wife, MacKenzie, drove to Seattle to be close to a book wholesaler called Ingram. MacKenzie drove the car while Jeff typed the business plan for the company. Jeff had already spent several months planning Amazon.com while he was at D.E. Shaw. He had traveled multiple times to California to meet with Shel Kaphan, a programmer who was the first employee at Amazon.com, and other programmers. Jeff, Shel, and a contractor named Paul Barton-Davis built the prototype for Amazon.com in Jeffs garage in Seattle. The garage was heated by an oven in the middle of the room. There were extension cords everywhere. Jeff built desks made from doors that he purchased at Home Depot for sixty dollars each. In fact, all of the desks at the current Amazon.com are made of doors. Jeff, Shel, and Paul spent a year developing database programs and creating the website. Jeff needed to raise a million dollars to finance the company. He met with over 60 people over several months. He eventually raised the money through twenty-two angel investors, whom consisted of family, friends, and former colleagues. When the site was finished, Jeff asked 300 friends and acquaintances to test it. On July 16, 1995, Amazon.com went live to the world and Jeff told the testers to spread the word that it was open. Within 30 days, the company had sold books to all fifty states and forty-five foreign counties. By September, the site had sales of $20,000 a week. Shortly after the launch, they added new features to the site, such as one-click shopping, customer reviews, and e-mail order verification. Jeff has a unique management style. He invokes loyalty from his employees and most of them see him as a colleague. He has a distinctive, loud laugh that he uses to charm and disarm people. He often refers to himself as a computer nerd and jokes about his lack of social skills. He created the concept that a team should only consist of enough people to eat two pizzas, which he calls two-pizza teams. He is known as a fun person to work with, but his employees and investors know that he is serious about his company. The main focus of Jeffs corporate strategy is customer service. Instead of focusing on the competition, he focuses on how he can improve his customers experience. Jeff believes that if a company is watching its competitors, it is unlikely to be creative. He does, however, say that the company watches its competitors innovations and will often test these innovations on Amazon.com. .u7e1c6858574bcc68dc6db5638be8b356 , .u7e1c6858574bcc68dc6db5638be8b356 .postImageUrl , .u7e1c6858574bcc68dc6db5638be8b356 .centered-text-area { min-height: 80px; position: relative; } .u7e1c6858574bcc68dc6db5638be8b356 , .u7e1c6858574bcc68dc6db5638be8b356:hover , .u7e1c6858574bcc68dc6db5638be8b356:visited , .u7e1c6858574bcc68dc6db5638be8b356:active { border:0!important; } .u7e1c6858574bcc68dc6db5638be8b356 .clearfix:after { content: ""; display: table; clear: both; } .u7e1c6858574bcc68dc6db5638be8b356 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u7e1c6858574bcc68dc6db5638be8b356:active , .u7e1c6858574bcc68dc6db5638be8b356:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u7e1c6858574bcc68dc6db5638be8b356 .centered-text-area { width: 100%; position: relative ; } .u7e1c6858574bcc68dc6db5638be8b356 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u7e1c6858574bcc68dc6db5638be8b356 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u7e1c6858574bcc68dc6db5638be8b356 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u7e1c6858574bcc68dc6db5638be8b356:hover .ctaButton { background-color: #34495E!important; } .u7e1c6858574bcc68dc6db5638be8b356 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u7e1c6858574bcc68dc6db5638be8b356 .u7e1c6858574bcc68dc6db5638be8b356-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u7e1c6858574bcc68dc6db5638be8b356:after { content: ""; display: block; clear: both; } READ: Othello And Hamlet Themes EssayAnother focus of Jeffs corporate strategy is to always provide lower prices. Many people consider Amazon.com to be the online version of Wal-Mart. It constant provides prices that are lower than its online and offline competitors. It provides free shipping with orders that are twenty-five dollars or more. Its warehouses are located in areas that enable its customers to avoid sales tax. For example, the warehouse that the company uses to serve its East Coast customers is located in Delaware, which does not have sales tax. Jeff believes in constantly running experiments to improve Amazon.com. The company will show half of its customers one thing and half another, and quickly get some results back on how people actually behave. The company actually upset some of its customers when they found out it was using dynamic pricing on its DVDs; some customers would see one price and others would see another price. It would be much more difficult, if not impossible, to run experiments like this if it was a physical store. Jeff, however, realized from the beginning that Amazon.com could not be entirely based online. Amazon.com owns its own warehouses of products, so it can control the quality of the customer experience. It is able to ship a multitude of products to its customers in a single shipment. It is able to verify that products are not damaged, which is something that a distributor or wholesaler might not check as thoroughly. Jeff has achieved an extremely high degree of success in his current position. He formed and manages the largest online retailer. He defined the way many companies do business on the Internet. Hes done all of this and hes only forty years old. He is currently worth about five billion dollars.

Wednesday, December 4, 2019

Capital Aasset Pricing Model and Techniques

Question: Discuss about the Capital Aasset Pricing Model and Techniques. Answer: Introduction: Before understanding the relationship of sensitivity analysis to capital budgeting it is very important to understand the concept of capital budgeting and sensitivity analysis. Capital budgeting is a procedure which helps the businesses to take decisions with regards investing into a project or not. Basically it helps to determine the investment that an entity has to make in a particular project and the expected revenue and income that the project will generate in future for the entity. Sensitivity analysis is nothing but a method which helps to analyse the same in detail so that a more sound decision can be taken with regards the same. Sensitivity analysis helps the organization to gauge into various scenarios and circumstances with regards the project in case the estimates and circumstances do not fall into place and become undependable. It is basically changing the assumptions and applying a hit and trial method to the calculations basis the changed assumptions so as to find out the expected result out of such a change. Thus in this manner the decision makers can give a second thought before investing in their money (Koening, 2015). They can come to know what losses they may have to suffer by investing in any project basis this assumptions and estimate. The said analysis highlights upon the modification in the input that would affect the net result from any project. Change is constant and hence variations will happen to the base suppositions and it is this alteration which the sensitivity analysis details about. It helps to find out the most favourable levels of inputs in a project. Therefore this is a statistical analysis of the data basis changes in the numbers such as quantity and prices. Thus sensitivity analysis details about finding the extent to which changes can be made to the input factors so that the ultimate result remains unchanged. Thus sensitivity analysis helps in capital budgeting because of the following reasons: Helps in taking a more sound decision and thus testing the results in a more detailed manner. Helps to detect errors and thus try to mitigate the same Helps to develop the model more accurately by detecting errors and trying to find solution to mitigate those errors. Develop a will knitted linkage between the input and the output variables. Therefore it is understood that the main purpose of this analysis is not assess risk but to make certain the receptiveness of the NPVs to the various variables which help to calculate it. The same is because NPV is calculated basis assumptions which is why the scenario in which capital budgeting decisions are taken is uncertain (Zhamoida, Matsiuk, 2011). It is the most acceptable method of analysis of various changes one by one in the variables and the assumptions being made which would in turn have a bearing on the cash flow and the return from a project. Concept of Scenario Analysis in relation to Capital Budgeting Techniques As the name suggest, scenario analysis helps in taking capital budgeting decisions and techniques by taking into account unconventional possible results. The analysis is conducted in a fashion which would help to find out the net result due to an action or activity under various other set of factors such as how an NPV of a project would differ if the inflation shoots up or down. However it is equally important to know that scenario should be such which can exist in actual sense and not fictional in nature. Generally three kinds of scenarios are considered good, base and worst for computing the NPVs of a project (Boundless.com., 2012). It is an analytical tool unlike the sensitivity analysis which uses statistical tool. After the NPVs are computed then a probability of occurrence of such a scenario is allotted to ease situation and then the expected NPV and standard deviation of the NPV is calculated. This is known as coefficient variation and a CV of 1 is considered to be ideal. However on comparing the two CV basis the scenario then the one with a lower CV is considered to be more preferable than the one with a higher CV. Thus it can be said that scenario analysis although is also a behavioural approach similar to sensitivity analysis yet the former defines the capital budgeting techniques more broadly. It takes into consideration various variables together such as cash inflows, outflows and cost associated with capital invested. For example an entity should take into consideration both high and low inflationary factors and compute the implication of the same on the projects Net present value. Each situation will affect all the above mentioned variables at the same time thus resulting into differing levels of NPV. Thus giving the decision makers a more detailed method of analysing the capital budgeting techniques used by organizations before investing into a project. Furthermore scenario analysis used in various capital budgeting techniques helps to give a summary about the risk associated with the various assets wherein the assets with higher risk will have more volatile values and vice versa. Scenario analysis entails how much economic sense does it make in investing into any project for an organization. Further by doing the analysis taking into consideration the worst scenario as well, one can take proactive measures to try to reduce the risks associated with the worst scenario (Kengatharan, 2016). Thus on a summarizing note one can say that scenario analysis helps in detailing investments during situations which are even unfavourable in nature. It helps to find solutions during worst cases also thus trying to consider investment in various projects minutely. Definition of the Capital Asset Pricing Model: The said model is built on the Markowitzs mean-variance-efficiency model where the patrons who are reluctant towards taking risk on investments are concerned only about the returns and the profits they expect from their investment and the difference of returns and risk. Thus the said model defines the linkage between the return and risk associated with an asset. It enables determination of the appropriate required rate of return of an asset but only in theory. It helps to take calls about addition of assets or more investment securities to an already diversified portfolio (Fama French, 2004). The graphical representation of the formulae of CAPM is known as the security market line. Definition of Capital Market line: The Capital Market Line is plotted on the capital asset pricing model which helps to illustrate the rate of return that could be expected to receive from a well built portfolio but depending upon the level of risk associated with the portfolio of the entire market and the risk free rate of return. It is a digression from the point of interception found on the efficient frontier stretched towards the return expected from an investment which is equivalent to the risk free rate of return. There lie a number of differences between the two mentioned terms. Similarities also exist but the same is very few in comparison to the differences. The similarities between a CAPM and CML would be discussed in the form of a relationship that exists between the Capital market line and the Security market line which is a graphical representation of the CAPM. The SML is considered to be an integral part of the CML in a Capital Asset Pricing Model specifically when the risk attached to a security or an investment is computed. Their relationship depicts the similarity as one shows the risk associated with individual securities whereas the other considers these individual securities and forms the entire portfolio. Thus performance of a single security will impact the performance of the portfolio as well. Therefore we can say that both these help to depict the association of risk with various investment securities as well as portfolio as a whole. Thus the similarity is such that both the CML and SML hypothesize a straight line association between risk and return. The CML and SML also talks about systematic risks and portfolios which ar e risk free although the SML also includes the inefficient portfolios as well. Just as their exists a relationship between CAPM and CML due to similarities between the two, similarly the two concepts differ amongst each other for various reasons illustrated below. The CML is a line that depicts the rate of return which is dependent upon the rate of return which is free from adequate risk and the level of risk for various investment groups. However CAPM or the SML line used to represent the CAPM formulae is a graphical presentation of the risk and return in a market at a particular point of time. The measurement of risk factors is another difference between the two concepts. The CML uses standard deviation to gauge risk whereas for CAPM the risk factors are firmed via the beta coefficients. Therefore the former is a measurement basis which risk is calculated in totality whereas the later tells about the contribution of the security or the investment towards the risk on the entire portfolio. CML portrays only portfolios which are competent and proficient whereas the Security Market Line used to depict the CAPM, portrays both competent and non-competent portfolios. While calculating the return, the Y Axis depicts the return anticipated from a portfolio in case of a CML and the return that the individual investments gives are shown by the Y axis in case of the SML. The X axis of CML depicts the standard deviation whereas the X axis of the SML depicts the Beta of the shares and individual investments. The two axis is well depicted in the graphs below of both CML and SML wherein the horizontal axis of the SML depicts the methodical risk and that of CML is overall risk. The CML establishes the portfolio of the entire market and such assets which are free from any risks, SML establishes all the factors associated with investments made (Campbell, 2013). References: Boundless.com., (2012), Scenario Analysis, Available at https://www.boundless.com/finance/textbooks/boundless-finance-textbook/the-role-of-risk-in-capital-budgeting-12/scenario-and-simulation-assessments-99/scenario-analysis-427-7232/ (Accessed 19th January 2017) Campbell, B., (2013), CAL vs. CML vs. SML., Available at https://luckyhy.weebly.com/uploads/3/9/3/2/39328787/cal_vs._cml_vs.pdf (Accessed 19th January 2017) Fama, E.F., French, K.R., (2004), The Capital Asset Pricing Model: Theory and Evidence, Journal of Economic Perspectives, vol.18, no. 3, pp. 49-51 Kengatharan, L., (2016), Capital Budgeting Theory and Practice: A Review and Agenda for Future Research, Applied Economics and Finance, Vol. 3, no.2, pp.15-38 Koening, E., (2015), Sensitivity Analysis for Capital Budgeting, Available at https://smallbusiness.chron.com/sensitivity-analysis-capital-budgeting-10153.html (Accessed 19th January 2017) Zhamoida, O.A., Matsiuk, M.S., (2011), Sensitivity Analysis in Capital Budgeting, Economic Herald of the Donbas, vol.4, no.26, pp.132-136